Long Term Care 

The good news is we’re all living longer. The bad news is with a shrinking work-force there are fewer and fewer of us to support the retired and elderly. Worryingly, more than half of the people over 65 have a long-standing illness, and two thirds of those are limited in their ability to perform simple everyday tasks. With state support becoming the exception rather than the rule increasing numbers of people are quite sensibly taking the decision to provide privately for their long-term care. Once again careful forward planning is an essential element. At IN2 we have special expertise in the provision of funding long-term care and are able to advise and help you secure the quality of care you would expect in later years. 

The closer clients get to requiring benefits the more IN2 focuses on the security of funds and the mix of future options that are to be secured. It’s vitally important at this stage – we call it ‘the seven year window’, that clients get the specialist advice they’re going to need to identify the most appropriate solutions.

As well as providing peace of mind Critical Illness and Disability Protection helps ensure that if a critical illness does strike, at least there’s the comfort of financial independence. The market for this type of product is relatively new and many providers do not offer comprehensive cover and impose restrictions. So you will need to take care in selection.