When do you plan to retire? What kind of lifestyle would you like after your retirement? How do you plan to sustain your current expenditure level after retirement? These are some deceptively simple questions that have to be answered before a secure retirement benefit plan can be designed.

Once we understand your plans, we assess the true value of your current pension taking into account inflation, fund growth and salary escalation. Then we compare this value with the expenses that you will incur in order to maintain your lifestyle. If we find that you are “under-funded”, we advise you on the best way to maximize future returns and increase your pension.

Choosing a pension without tension

At IN2 Consulting, we ask the following questions in order to identify an appropriate retirement strategy: 

1. How would you like to receive your income during retirement? 
2. Would you like the income to be at a stable level or should it increase or decrease after a certain age? 
3. Would you like your future income to be completely guaranteed or are you prepared to take a low to moderate risk?

Based on information gathered, we analyze available options for developing a robust pension plan. We discuss and evaluate the options with you. After weighing the pros and cons, we help you take a well-informed decision. You can decide on an onshore or offshore pension fund that is appropriate for you.